Resource Directory

Help you may already qualify for.

Programs for energy bills, groceries, cash assistance, health, and internet. Each guide shows what it pays, who runs it, and what you need before you apply.

8 of 8 showing

Utilities

2 guides

$1,000+ possible once the seasonal benefit and a crisis grant stack

LIHEAP: Help Paying Your Heating and Cooling Bills

Every state runs a federally funded program that pays part of your energy bill — and a separate emergency fund if you are already facing a shutoff.

Utilities4 min read

$600 a year saved moving from a $70 plan to a $10-$30 low-income plan

Low-Cost Home Internet: Plans, Discounts, and Who Qualifies

The federal broadband subsidy ended in 2024, but the provider programs it sat on top of are still running — and most people never applied to those directly.

Utilities4 min read

Food

1 guides

$900+ a month in SNAP at the maximum for a family of four

Grocery Assistance: Programs That Help Cover Food Costs

There are four separate food programs most households can stack, and qualifying for one often makes you eligible for the others automatically.

Food5 min read

Direct aid

1 guides

$1,000+ a month in TANF in some states, depending on household size

Cash Assistance Programs: Where to Find Direct Financial Help

Most assistance pays a vendor, not you. These are the programs that put money in your hands, and the rules differ sharply between them.

Direct aid5 min read

Grants

1 guides

$500-$2,000 a typical individual hardship grant, and none of it is repaid

Grants for Everyday Expenses: What Exists and How to Apply

Grant money for individuals is real, but almost none of it comes from the place people look first — and anyone charging you a fee to find it is running a scam.

Grants5 min read

Benefits

1 guides

$7,800+ the EITC alone can be worth this much, and most households miss more than one program

Benefits Access: Check Everything You Qualify For in One Pass

Most households that qualify for assistance are enrolled in only one program. The rest go unclaimed for the same reason every time: nobody checked.

Benefits4 min read

Health

1 guides

$100-$5,000+ per study, set by length, visit count and procedures

Paid Clinical Trials: How Compensation Works

Clinical trials compensate participants for time, travel, and inconvenience. Understanding how that works — and what you are agreeing to — matters more than the number.

Health5 min read

Insurance

1 guides

$500+ a year is a common saving for drivers who reshop instead of renewing

Auto Insurance: How to Cut Your Rate Without Cutting Coverage

Rates move for reasons that have nothing to do with your driving. Knowing which levers are yours to pull is the difference between a real saving and a dangerous one.

Insurance4 min read

Nothing matches that.

Try a shorter word — “rent”, “grant”, “food” — or clear the filters.